Active Assailant Insurance

Incidents involving individuals looking to bring harm to people in public spaces such as schools, businesses, religious places of worship and hospitality venues have sadly become a regular occurrence.  These “active assailant” incidents pose a severe and unpredictable threat to people and organizations.

Many Insurance carriers are now placing mandatory “firearms exclusions” on their policies.

A new product has come to light which will allow venues and organizations to be financially protected if they are targeted by one of these unpredictable violent events.

The Coverage

What is Active Assailant Insurance? This is an insurance policy designed to address the impact of these events on the victims and the organization effected. Policies will offer cover for a variety of costs resulting from an incident, in particular victim support services, as well as crisis response services.

Active Assailant policies include victim compensation and support, as well as incident response and crisis management services. Policies also cover legal liabilities, damage to property and uncertainty that an attack cause.

Who Qualifies for this Coverage?

·         Hospitality venues such as Nightclubs and Bars

·         Hotels

·         Schools & Colleges

·         Places of Worship

·         Business Offices

·         Retail Shops

·         Residential houses & blocks of flats

·         Commercial Property

Policy Limits

The most common limit on these policies have been an aggregate limit of $1,000,000. Depending on the size of your business or organization, you can request quotes for increased limits up to $10,000,000 for this coverage.

Learn More

To learn more about how the coverage applies and to better understand different scenarios, please contact us to discuss.